Last updated: 26 November 2025
Terms of Use
The website is operated by Bellinger Asset Management Pty Limited (“Bellinger”) and its affiliated entities (collectively the “Bellinger Group”). This website is limited to enabling you to access general information about the services provided by the Bellinger Group. Nothing on this website is investment, tax, legal or other advice nor should you rely on any information herein when making an investment decision. You should obtain professional or specialist advice before taking or refraining from any action on the basis of the content on the website. No products or services are being offered on this website.
You are responsible for undertaking suitable precautions to scan for computer viruses and maintaining a backup of all data or equipment.
Acceptance of Terms of Use
These Terms of Use apply to each page of this website.
Please read these Terms of Use carefully before using this website. These Terms of Use represent the entire understanding and a binding agreement between Bellinger Group and you regarding your use of this website, including any information, data, tools, products, videos, services and other content (collectively, the “Content”). These Terms of Use supersede any prior statements or representations between you and us. This website’s Privacy Policy is incorporated into these Terms of Use by reference and is made a part hereof.
By using or accessing this website, you agree: (i) to be legally bound by these Terms of Use, without qualification or limitation; (ii) you will not use the website for any illegal or unauthorised purpose; and (iii) that your use of the website will not violate any applicable law or regulation. If you do not agree to abide by these Terms of Use, please leave this website immediately. If you have any questions or comments in relation to these Terms of Use or the Privacy Policy, please contact us before using or accessing this website. Each time you use this website, your use indicates your full acceptance of and agreement to abide by these Terms of Use as amended from time to time.
At any time and for any reason we may revoke your right to use all or any portion of this website.
Amendments
These Terms of Use may be amended by Bellinger Group at any time without prior notice. Such amended Terms of Use shall be effective upon posting on this website. By continuing to access or use this website after posting, you will be deemed to have accepted such amendments. You should regularly review any applicable terms and conditions. Other Bellinger Group websites may have their own terms of use which apply to such websites. Bellinger Group reserves the right to restrict, refuse, or terminate access of any person to this website or any part thereof effective immediately without notice at any time and for any reason whatsoever at its sole discretion.
Confidential Information and Privacy Policy
This is a public website. Do not submit confidential or proprietary information here. Please refer to our Privacy Policy for more information on how we collect and use personal information.
Disclaimers
ALL INFORMATION (INCLUDING, WITHOUT LIMITATION, TEXT, IMAGES, GRAPHICS, LINKS, AND OTHER MATERIALS) ON THIS WEBSITE IS PROVIDED “AS IS” AND “AS AVAILABLE”. BELLINGER AND ITS SUBSIDIARIES, AFFILIATES, PARTNERS, LICENSORS, AND SUPPLIERS HEREBY EXPRESSLY DISCLAIM TO THE EXTENT PERMITTED BY LAW ANY CONDITIONS, GUARANTEES, REPRESENTATIONS, OR WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, STATUTORY, AND OTHER, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, OR AS TO THE OPERATION OF THIS WEBSITE, THE CONTENT OR USER CONTENT. Neither Bellinger Group nor any of its affiliates, partners, licensors, or suppliers warrants or makes any representations that (i) this website will meet your requirements, (ii) this website will be uninterrupted, timely, secure, or error free, or (iii) the results that may be obtained from the use of this website (including any information, graphics, and materials on this website) will be correct, complete, accurate, reliable, or otherwise meet your requirements. Please verify that information on this website is accurate and complete before relying on or otherwise using the information to make decisions that pertain to anything on or referenced in this website, including services and products.
Bellinger Group and its affiliates, partners, licensors, and suppliers shall have no liability for interruptions or omissions in internet, network, or hosting services and do not warrant that the website or the services which make this website available or electronic communications sent by Bellinger Group are free from viruses or any other harmful elements.
Any material, information, software, programs, or services downloaded or otherwise obtained from or through the use of this website is done at your own discretion and risk. You will be solely responsible for any damage, including damage to your computer system or loss of data that results from the download of any such material.
Limitation of Liability
IN NO EVENT SHALL BELLINGER GROUP (OR ANY OF ITS AFFILIATES, PARTNERS, LICENSORS, OR SUPPLIERS) BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, PUNITIVE, SPECIAL, INCIDENTAL, OR OTHER DAMAGES RESULTING FROM, ARISING OUT OF, OR IN CONNECTION WITH THE ACCESS, USE OF, OR INABILITY TO ACCESS OR USE THIS WEBSITE, THE CONTENT, OR ANY WEBSITE OR RESOURCE LINKED TO, REFERENCED, OR ACCESSED THROUGH THIS WEBSITE, OR RESULTING FROM, ARISING OUT OF, OR IN CONNECTION WITH THE USE, TRANSMISSION OR DOWNLOADING OF OR ACCESS TO ANY CONTENT, PRODUCTS, OR SERVICES, INCLUDING, WITHOUT LIMITATION, LOST PROFITS, BUSINESS INTERRUPTION, LOST SAVINGS, OR LOSS OF PROGRAMS OR OTHER DATA, EVEN IF BELLINGER GROUP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES EXCEPT TO THE EXTENT SUCH DAMAGES ARISE AS A RESULT OF FRAUD OR FRAUDULENT MISREPRESENTATION ON THE PART OF BELLINGER GROUP. THIS EXCLUSION AND WAIVER OF LIABILITY APPLIES TO ALL CAUSES OF ACTION, WHETHER BASED ON CONTRACT, WARRANTY, NEGLIGENCE OR OTHER TORT, OR ANY OTHER LEGAL THEORIES.
Jurisdictional Limits
If you live in a country or state that does not allow any of the foregoing exclusions or limitations of liability or any of the disclaimers of warranties above, such exclusions or limitations will not apply to you but only to the extent such exclusions, limitations, or disclaimers are not allowed. In such case, such exclusions, limitations, or disclaimers shall be limited to the greatest extent permitted by applicable law.
Third Party Content/Software
Bellinger Group is in no way responsible for the content of any site owned by a third party that may be linked to this website via hyperlink or otherwise referenced in or accessible from Bellinger Group’s website, whether or not such hyperlink or reference is provided by this website or by a third party in accordance with the Terms of Use. Any link or reference on this website to another site is not an endorsement of or commitment with respect to such other site and no judgment, representation, or warranty is made with respect to the accuracy, timeliness, or suitability of the content of any site to which this website may link (including any links contained in the linked sites, updates or other modifications to linked sites, and webcasting or other forms of transmission received from a linked site), and Bellinger Group takes no responsibility therefor. Bellinger Group does not control the content of non-Bellinger Group websites. You are responsible for protecting yourself from viruses, worms, Trojan horses, time bombs, cancelbots, and other potentially destructive programs and files, and for protecting your information.
Use of Links to Bellinger Group Websites
Bellinger Group prohibits links to this website that indicate (even if only by implication) Bellinger Group’s endorsement or approval of you, your website, or services and products offered by you or otherwise misrepresent the relationship between you and Bellinger Group or tarnish the goodwill of Bellinger Group’s name or trademarks, or that give false or misleading impressions about Bellinger Group.
Copyright and Trademarks
Trademarks, logos, and service marks displayed on this site are registered and unregistered trademarks of Bellinger Group, its licensors or content providers, or other third parties. All of these trademarks, logos, and service marks are the property of their respective owners. Nothing on this site shall be construed as granting any license or right to use any trademark, logo, or service mark displayed on the site without the owner’s prior written permission. Bellinger Group reserves all rights not expressly granted in and to this website and its content. This website and all of its content, including, but not limited to text, design, graphics, interfaces, and code, and the selection and arrangement thereof, is protected as a compilation under the applicable copyright laws.
You may print and download certain items posted on this website without Bellinger Group’s express permission, but, in doing so, must maintain all copyright and other notices contained therein. However, you may not use such printed or downloaded content to create derivative works, and may not modify, copy, distribute, frame, reproduce, republish (including on any other internet, intranet, or extranet site or incorporating the information in any other database or compilation), download, display, post, transmit, or sell the content or any part thereof, in any form or by any means, unless you first obtain written permission from the copyright owner. You may not use Bellinger Group’s website or any materials therein for commercial purposes unless you have first obtained an express written license to do so from Bellinger Group or its licensors. Any person to whom you distribute content from Bellinger Group’s website must accept these Terms of Use before such distribution occurs. You must always acknowledge Bellinger Group and any other identified contributor as the author of this website’s contents.
In the event that you breach these Terms of Use, your right to use Bellinger Group’s website ceases automatically. Bellinger Group may require that you return or destroy copies of this website, or parts thereof, which you have made.
Access to Website
Other than as indicated in these Terms of Use, Bellinger Group does not grant you any rights, express or implied, or licenses under any trademarks, copyrights, or other proprietary or intellectual property rights. Mirroring content from Bellinger Group’s website on any other website or in any other media is prohibited. If you fail to adhere to these terms or any other terms on this website you will be required to destroy all copies of downloaded materials that are in your possession, custody, or control immediately.
Images
Bellinger Group is the owner or licensee of all copyright and other rights to the images on this website. You may not use any of the images for any reason whatsoever.
Indemnification and Release
You agree to indemnify and hold harmless Bellinger Group, its affiliates, partners, and suppliers and each of their respective officers, directors, employees, shareholders, legal representatives, agents, successors, and assigns from and against any damages, liabilities, costs, and expenses (including reasonable attorneys’ and professionals’ fees and litigation costs) that arise or result from your use of this website and any violation of these Terms of Use.
If you cause a technical disruption of the site or the systems transmitting the site to you or others, you will be responsible for any and all losses, liabilities, expenses, damages, and costs, including reasonable attorney’s fees and court costs, arising or resulting from that disruption.
Shut-Down of Site
Bellinger Group has the right to suspend or shut down this website or any part of it for any reason at any time without notice or consent and it will have no responsibility or liability for failure to store or delete any content on this website.
Bellinger Group reserves the right to discontinue or make changes or updates with respect to the website or the content of the website at any time without notice.
Severability
If any of the provisions of these Terms of Use is held to be invalid or unenforceable the remaining provisions shall be unaffected and enforceable. The invalid or unenforceable provision will be replaced by a valid, enforceable provision that most closely matches the intent of the original provision.
No Waiver
Any failure by Bellinger Group to enforce any part of these Terms of Use shall not constitute a waiver of any of Bellinger Group’s rights under these Terms of Use, whether for past or future actions on the part of any person.
Governing Law
Use of this website and these Terms of Use shall be governed by, and construed in accordance with, the laws of New South Wales, Australia and you submit to the exclusive jurisdiction of the courts of New South Wales, Australia.